At The Baxter Agency, we take personal privacy seriously.  In the course of doing business, we may collect nonpublic personal information about individuals.  This notice explains why and how we collect and use nonpublic personal information, and how we protect the confidentiality of that information.

Information Collection and Use

We collect and use personal information in order to properly and effectively provide and service the insurance products we offer.  For example, we may use nonpublic personal information to underwrite insurance policies, process policy claims, or facilitate billing procedures.

          We may collect personal information from:

                *  You, on applications or other forms.  Information we collect may include names, address, and social security numbers.
                *  Your transactions with us, such as payments of premiums or submission of claims.
                *  Third parties, including doctors, employers, and other insurers.  Information we collect may include medical records, employment history and claim history.
                *  Credit reporting agencies, insurance reporting agencies, government agencies, and medical information providers.

Information Disclosure

Our agency makes every effort to maintain absolute privacy while using our web site.  If information is ever viewed by another party, it is purely accidental and by using our web site, you release us from any liability should this information be downloaded, viewed or retrieved against our privacy rules.  We shall not be liable for any unlawful acts of others who steal this information through any means.

We do not sell nonpublic information to anyone.  We do not disclose nonpublic personal information to our affiliates or to nonaffiliated third parties, except as required or permitted by law.  As permitted by law, we may share nonpublic information with companies that perform administrative or marketing services to us.  Our contracts with such companies prohibit them from using nonpublic personal information for any purpose other than that for which they were hired.

Thank you for choosing The Baxter Agency.  We value your business and appreciate the opportunity to serve you.